SIP Calculator Nepal - Mutual Fund SIP Returns Calculator

SIP Calculator with Step-up and Inflation

See what a monthly SIP could grow into. Add a lump sum, a yearly step-up and inflation to compare the future value with what it will be worth in today's money.

Your investment

SIP instalment is paid

Estimated maturity value

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InvestedReturns

Total invested

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Estimated returns

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Inflation-adjusted valueWhat the final amount is worth in today's money

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Money multipleFinal value divided by total invested

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Monthly SIP in the last year

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Investment period

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Growth of your investment

Corpus valueTotal investedInflation-adjusted

Invested amount and returns, year by year

InvestedReturns

Breakdown

How this calculator works

How is the maturity value calculated?

Every month your balance grows by one twelfth of the annual return, and your SIP instalment is added at the start or the end of the month, as you choose. With a step-up, the instalment rises by the chosen percentage after every 12 months. A lump sum is invested on day one.

What does the inflation-adjusted value mean?

Prices rise over time, so a large number in the future buys less than it does today. The inflation-adjusted value divides the final amount by the cumulative inflation, showing its worth in today's money.

What is a SIP step-up?

A step-up increases your monthly SIP by a fixed percentage every year, for example when your income grows. Even a small yearly step-up can add a lot to the final corpus over a long period.

Are these returns guaranteed?

No. Market-linked investments such as mutual funds do not give fixed returns. The calculator assumes one constant annual return, while real returns go up and down from year to year.

This calculator gives estimates for learning and planning only. It is not financial advice, and it does not include taxes, fees, exit loads or changes in returns. Please check with a licensed adviser before you invest.